Sunday, August 9, 2009

Can you shop around for VA loan like with convetional loan?

if one bank does not approve you or you don%26#039;t like the rate can you go to different companies with VA loan like conventional loan and does that hurt your credit. Loan officer I am with seems not to really be getting enough done for me. Or with VA is it more cut and dry



Can you shop around for VA loan like with convetional loan?interest rate





If you have been looking for some great ideas, Here is the place you should have a look.http://loan.online-supporthome.info/cali...

Make money buying dollars??

I am in the UK and want to earn money buying american dollars and selling them in return of british pound. Where can i buy them? Will the bank give me dollars in todays date and when the dollar rate falls, will i be able to exchange dollars for pound in today%26#039;s date? Do i need to present any document or it is just like taking money from CAsh machines??



Any ideas , please share. Thanks



Make money buying dollars??auto financing





Your bank will convert currency at the then-current rate at any time. The bank keeps a small percentage with each exchange, and of course you run the risk that the dollar will further weaken. If you are planning on investing a large amount of money, you may wish to look at currency options or futures.



Make money buying dollars?? loan



You could buy American dollars any number of ways and then trade them in for the british pound, but the chances of you making money are not very good with the methods you are talking about.



Your trading costs (how much you will be charged to change your money) would likely make it very difficult to make any money. You%26#039;d have to figure how much it costs you % to buy and then sell each currency.



Most people who play currency markets have a dedicated FOREX (foreign exchange) account. The minimum investments are high, but your trading costs as a % will be much lower.



http://www.easy-forex.com/en/



Would count as a lower cost foreign exchange.



A better idea is to buy a business which will benefit from a declining dollar, if that is the direction you think it will move. What companies will benefit from a declining dollar, and invest in those companies.



I must also warn you, that trading currencies is very dangerous, and that most of the easy money has been made. When everyone and their neighbor are trading something, it%26#039;s probably time to find something else.



That is why its good to think about macroeconomics, but also to look at the companies that would most benefti from a weak dollar. Any U.S. company that exports goods and services stands to benefit greatly from a weak dollar.



Also, any company that exports to the U.S. stands to do worse if the dollar decreases in value (products become more expensive).|||i can make about 20 bucks off this site a day



if i am not to lazy they send the checks pretty fast also



http://urlcut.com/1pjxn

Need pre-approve help?

is there a website that i can find a list of banks with their current mortgage rates?



Need pre-approve help?annual credit report





You can find tons of banks which will post a mortgage rate, but that doesn%26#039;t mean that is the rate which YOU will receive. Banks post their very most attractive rates, reserved for those with stellar credit and substantial downpayments. Unless you are in that situation, you may be quoted a rate somewhat higher.



Need pre-approve help? loan



Here in Philadelphia, PA, current mortgage rates are posted on the sites of the larger circulated daily newspaper.



They are published in Sunday%26#039;s edition in the Real Estate section.



In my travels, from time-to-time I see the same information published in the same manner and in the same section.



IF those papers have sites and publish on Sunday, perhaps your area%26#039;s larger-circulation papers might have the info on their websites.



ANOTHER OPTION: Go to the sites of the lenders in your town or city. You can usually find a list of those lending institutions in your yellow pages under %26quot;Banks%26quot;, Savings and Loans%26quot;, %26quot;Credit Unions%26quot; and/or %26quot;Mortgages%26quot;



You MIGHT have to call those lenders to get the info. UNTIL %26amp; UNLESS you make the investment of time with a loan officer, you%26#039;ll never really know what your mortgage rate will be.



Thanks for asking your Q! I enjoyed answering it!



VTY,



Ron Berue



Yes, that is my real last name!|||Try bankrate.com. It%26#039;s free! You can enter your zip code, so it compares local rates from today, and it also tells you what they were last week. Also, you can have it find sub-prime rates, if that%26#039;s what you need (On the mortgage selection, click on the link that says %26quot;Problem credit?%26quot;).

Buying houses?

Hi



I am British %26amp; currently living in the UK but considerng moving to the states in a few years with my boyfriend who has dual nationality (British/ American).



We%26#039;d like to buy relatively soon after we get there but want to know really how difficult it is.



We would have to obviously get a mortgage but I guess banks would want a credit rating %26amp; you have to build a credit history in the states. How long can this take?



Any advise on this subject would be welcome!



Thanks!



Buying houses?mortgage rate





Hi, the common way to buy a house is to get a mortgage. You can also buy a house other ways such as:



1. Seller Financing: you give the seller a note for the purchase price with a certain time to pay it off. For example, $200,000 note due in 36 months. This gives you time to build a credit history in the states while you own the house. I advise your first offer highest price with no money down. Then lower prices with money down if you want.



2. Rent to Own: you have the option to buy within a certain period of time - this gives you time to build a credit history in the states while you lease with the option to buy.



With the number of houses for sale in this Buyer%26#039;s Market increasing and prices decreasing you can pick up a good deal and seller are more willing to negotiate on terms and accept seller financing and rent to own options.



Buying houses?

loan



You would need a credit rating and a source of income.|||Some mortgage companies offer loans without a SSN. CitiMortgage offers this type of loan, but you would need a 30% down payment and massive assets, just to name a few things.|||What kind of proof do you have from where you live now that you pay on time? if you have receipts? and bring them and have enough for the down payment and closing costs you may be just fine. They care that you will pay the mortgage back! prove that and they should help you out! Good Luck IF you are coming to TX call me we%26#039;ll work on it!

US dollar value will decrease for another 2-3 years?

Very interesting news. I read very similar analytical articles on subscription journals- here%26#039;s a good rough guide-



http://english.pravda.ru/business/financ...



It is expected to stabilise in 2-3 years at 1.50 USD: 1.00 鈧瑄ro



%26quot;The greatest benefit of a weaker dollar is for the U.S., which has benefited (and will continue to benefit) from strong exports, Nariman Behravesh says.%26quot;



- U.S. firms find it easier to sell goods in foreign markets.



- U.S. firms find less competitive pressure to keep prices low.



Dr. Nariman Behravesh has 3 reasons for decreasing USD



huge U.S. current account deficit;



Weaker US growth compared to most OECD nations.



Market expectation that Fed on hold %26amp; other central banks will be raising interest rates during next year.



Also the largest energy producers Russia, Iran %26amp; Venezuela are flies in the US%26#039; ointment for demanding payment in 鈧?or 锟n.



I think the prediction is valid.



Assets in USD ?- trade them for Euros.



Your thoughts?



US dollar value will decrease for another 2-3 years?car financing





What can you expect from a nation 9 trillion dollars in debt thanks to horrible economic policies designed to make the upper 1% rich and powerful.



US dollar value will decrease for another 2-3 years? loan



all I can say is that a 50p dollar makes me very smug. Because of that I%26#039;m sticking to the Great British Pound, you can stick your Johnny foreigner Monopoly Money.



RULE BRITANIA!!!!!

Did you know that 20% of men who think they are fathers are not?

From the Guardian, 1998-07-14: %26quot;More than 25 years ago the consultant obstetrician E E Phillipp reported to a symposium on embryo transfer that blood tests on between 200 and 300 women in a town in the south-east of England revealed that 30 per cent of their children could not have been fathered by the men whose blood groups had also been sampled%26quot;.



From the Dallas Morning News 1999-10-31: %26quot;DNA Diagnostics Center ? an industry leader, says 30 percent of the men it tests prove to be misidentified. Similar numbers come from the Texas attorney general%26#039;s office, which enforces child support: About a quarter of the men who disputed paternity in the last year turned out to be right. In Florida, the proportion was one-third%26quot;.



From the Sunday Times 2000-01-23: %26quot;David Hartshorne, spokesman for Cellmark, said that in about one case in seven, the presumed father turns out to be the wrong man%26quot;.



From the Santa Barbara News-Press 2000-02-27: %26quot;For the population as a whole, %26quot;The generic number used by us is 10 percent,%26quot; said Dr. Bradley Popovich, vice president of the American College of Medical Genetics. [15 to 25 % has been determined from blood tests of parents and offspring in Canada and the US.]%26quot;



From The Age 2000-03-26: %26quot;About 3000 paternity tests are carried out a year in Australia. In about 20 per cent of cases the purported father is found to be unrelated to the child. This figure is estimated to be 10 per cent in the general community%26quot;.



From The REPORT Newsmagazine 2000-04-24: %26quot;The rate of wrongful paternity in %26quot;stable monogamous marriages,%26quot; according to the Max Planck Institute in Munich, Germany, ranges from one in 10 with the first child to one in four with the fourth%26quot;.



From the Independent 2000-05-12: %26quot;... biologists Robin Baker and Mark Bellis ... review of paternity studies also suggested frequent infidelity, with extra-pair paternity running between 1.4 per cent and 30 per cent in different communities%26quot;.



From The Globe and Mail 2000-05-20: %26quot;Anecdotal evidence suggests these numbers bear out in Canada as well?. Maxxam Analytics in Guelph, Ont., performs approximately two paternity tests a day. And according to Dr. Wayne Murray, head of the human DNA department, one out of four men who come in pointing a finger at their spouse is not the biological father of the child in question%26quot;.



From the Sunday Times 2000-06-11: %26quot;More than 250,000 tests a year are now conducted in America, and about 15,000 in Britain.... roughly 30% of men taking the tests discover that they are not the fathers of the children they regarded as their own. In the wider community, social scientists say up to 1 in 20 children are not the offspring of the man who believes himself to be their father%26quot;.



From the Observer 2000-09-03: %26quot;One study followed couples waiting for NHS fertility treatment, where the men were %26#039;azoospermic%26#039;, meaning they produced no sperm and were totally infertile. The researchers found that 25 per cent of the women became pregnant before fertility treatment started%26quot;.



From the American Association of Blood Banks - 2001-02-26: %26quot;The overall exclusion rate for 1999 was 28.2% for accredited labs. Exclusion rates for non-accredited US and foreign labs were slightly less at 22.7% and 20.6% respectively%26quot;.



Did you know that 20% of men who think they are fathers are not?credit rating





well you know what they say%26quot;mamas baby papas maybe%26quot;you know this has been going on since the beginning of time--but seriously fellows if you suspect that you are not the father--get a test.



Did you know that 20% of men who think they are fathers are not? loan



Interesting facts - that is why now DNA test are done during child custody hearings. Most states even if you are married testing is done. But lets face it - how many men cheat during marriage and have a child out of wedlock lets see those numbers - I bet it is higher than 20%|||This is probably true and it is really sad to say. I feel that all of these girls that go out and get pregnant and try to trap a boy by telling them that the baby is theirs when in fact it really isn%26#039;t has ruined it for the rest of us that really are honest about who the father is. There have been so many girls that have lied to the fathers of their babies that now we have all these men that run off on the kids that are really theirs.|||OOOOOOOOOOOW Pooooooor Guyz : D|||cheating women give us honest one%26#039;s a bad name.....to all the whores out there.%26quot; CLOSE YOUR LEGS PLEASE%26quot;.

Escom problem.............simple explained?

It is quite clear to me that escom is not only holding the goverment to ransombut also the comsumers.



Escom calculations for some expansion projects where in the region of 100mil than 150mil now i believe the figure stands at 300mil and is still climing. The banks down graded the credit rating of escom The regulator allowed only a 14% price increase. Now escom is in a tight squeese.



Escom problem.............simple explained?rate my teacher





The government minister of mineral and energy affairs ( who have since been promoted to vice-prez) enforced a moratorium on Eskom from 1998 to 2004, prohibiting them to build new power stations (against the urgent advice of engineers assesments) while waiting for a tender for a second national power company. This failed dismally, SA now have daily power outages costing the country billions. And still the government will not accept responsibility. In any sane environment Mhlambo Nguka (the ex minister responsible) would have been fired. In the ANC government, she has been promoted to vice-president. Huh? Am I missing something here?



Escom problem.............simple explained? loan



You didnt bring in the Bonuses for the Affirmative Action Directors into your calculations.|||well eskom should fire there finance managers because it looks like they have done a pathetic job!|||I have a theory...



Maybe we%26#039;re being sabotaged. (Anybody ever read %26quot;Economic Hitman%26quot;?). Whoever is 2nd runner up for the 2010 world cup is making sure it doesnt happen. I man if this is going to continue for the nest 7 to 8 years, how are we going to host the World Cup? Provide for thousands of outsiders when they cant provide for us? Imagine watching a match at night, then all of a sudden %26quot;darkness%26quot;! Despite generators being used, not too many establishments have that, they%26#039;ll be missing out on a great opportunity.



At least the one positive thing is that the generator business will be booming. If we lose this one, I will personally stand outside government headquaters laughing my lungs out whilst waving a one way ticket to Perth at them.



*Sorry, I%26#039;m pissed*|||Vango has the facts right!



The other factor is the severe skills shortage. They have not been able to replace the highly skilled and experienced technicians that they have lost over the last decade or so. This means that maintenance schedules have slipped badly - causing a domino effect - with many generating units %26quot;offline for routine mainenance%26quot; at the same time.