How can I get back my money?

I was bought by the Insurance is like that: $250 a month, $88 for life insurance, the less for put in my saving that interest rate is higher . After one year I lost my job, I had to tell the agency to stop taking the money from my bank. but they didn%26#039;t. and then made my bank account overdraft. I tried to call them many times and said need to cancel it, they just put it in answer machine. Finally they returned my call, but they said if I cancelled it before 3 yrs , my saving money will not give me back. It’s almost $2000 over there.. I am so worry about it. What if they lie to me? Before they didn’t say the 3 yrs. Agreement . “Just said: try it, it’s good to you, just take a try first, just like put the money in the bank and you’ll get more interest…” and followed me to the parking lot, kept asking me to make first tried. So after that I think they lied. I discussed to them: I didn’t have job, how could I support it? So they put my account in frozen. wait until I have job. Now almost been 2yrs. I just work little .I am thinking to get my money back. So how can I do it?

How can I get back my money?loan forgiveness

Small claims court.

How can I get back my money? loan

What is the name of the insurance company? Do you have a written policy or other documentation? If you talk to your former employer%26#039;s HR manager, maybe he/she can help you. If you write to them and cancel the insurance, that should definitely cancel the insurance. Very few insurances have a plan where you will lose your savings if you cancel, but Whole life may be like that. Did you purchase Whole Life Insurance? You need to find someone you trust who understands insurance, and talk to them. Maybe you could take your paperwork to the local State Farm office and just ask for advice. You can always reject their advice if you don%26#039;t like it. The company you are currently dealing with seems nasty. What is their name?|||You might get a copy of the contract and read through it. See if the company is in the Better Business Bureau and contact them if they are. If not, have someone you know with some legal knowledge or a attorney go over the contract to see if there was a trial period or anything. If not you will need some proof somehow that they said it was only a trial.

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http://dealforreal.blogspot.com|||Read your contract. The fine print outlines their surrender policy.

You might also want to contact the regional office of the insurance company to file a complaint, but I suspect that you signed a contract stating that you would suffer penalties if you closed the contract inside of 2 years.

Most policies like this have a 5 to 10 year surrender penalty.

You%26#039;ve got to be more careful.