Do banks ever prejudice against people in small towns?

I applied for a home equity loan and was flat out denied. I looked up my credit rating on the internet and I am right between 710 and 720. I get credit card offers a lot and I have no debt other than my car payment. I own my own home. It has no loans against it. It was given to me by my dad about 10 years ago. What is the problem with a home equity line of credit for me?

I have a checking account with this bank x 10 years. I keep most of my savings in a credit union account.

Do banks ever prejudice against people in small towns?business loan

You need to check with your bank. Dicrimation in any form is illegal in the banking industry.

Do banks ever prejudice against people in small towns? loan

I%26#039;ve never had luck with bank loans and always depend on my credit union coming through for me....and they always have....banks denied me twice before I never tried again...I%26#039;ve never been denied by my credit union and give them as much business as I can now!|||It%26#039;s not the bank that is prejudice, its people that work there. They know their way around the system and know the loop holes to get you a line of credit or a loan, and they know the same loop holes to make it to where you can%26#039;t . Sometimes for whatever problem the banker is having in their life, they will choose themselfs not to help you get the loan/credit you need.|||How much do you make per month vs. the tax/insurance on the house and the car payment? The first likely indication is that they don%26#039;t think you make enough to repay the loan. There may be other issues, but there isn%26#039;t enough detail here to suggest anything else.