I dont have the best credit rating in the world , infact six years ago when i started uni i made a huge mistake and went over my overdraft limit by 锟?000(i think that having just turned 18 i shouldnt have been allowed the type of bank account i was given ,had no clue about how to handle money)but when i found it difficult to pay back due to the almost 锟?0 a day that was being added i gave up (which i know was another mistake) the debt was eventually written off by the bank and passed to capquest 锟?500 now the debt is so old and unpaid that the satute of limitations has run out and it cant be chased. i have mortgage (still a student tho) ,a bank account with debit card and overdraft ,contract phone and credit card(all after the original debt was made),but to be honest tried to get a better credit card and was turned down my credit rating is really crap .My partner and i are moving back to dublin will the rating follow ?when he moved here his didnt follow him (his is not bad)
Will may credit rating follow me ????inflation rate
it goes wherever you go. i%26#039;ve been told to work on better credit buy luxery items using loans etc.
Will may credit rating follow me ???? loan
Hopefully it will as its the rest of us who end up paying|||sorry but a good start would be to take responsibility for your debt. 18 or not you would have known that you would have to repay back money that wasn%26#039;t yours, yet you still spent it.
your credit rating will follow you for years, regardless of where you live.
Edit - if someone told you that if you eat enough peas your turds will turn pink... would you belive it??? you need to face up to your debt mistakes and realise that going to Ireland isn%26#039;t going to solve your problems.|||Hi, have a look here: http://www.moneysavingexpert.com
This site has loooaaads of financial info, including debt management %26amp; info on loans %26amp; explanes all about how the credit rating system works.
I have found it very informative.
It will help you with almost any problem you have had, have got, or will get in the future. ;-)|||I%26#039;ve tried to check this out for you, googled and asked a couple of Irish friends and I couldn%26#039;t find out, interesttng question though.
http://www.debtfreehelpline.co.uk
These folks might be able to advise you but I couldn%26#039;t find a specific answer on the website.
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