Wednesday, August 5, 2009

Taking out a student loan?

Hey there, I need a little advice.. I just got another bill from my school .. about $4000.. The thing is i do have more than that in the bank, but not much more. So I%26#039;m thinkin it might be more wise to just take out a loan rather than just clear out my account.. Right? so what can you guys tell me about a loan. .. whats a good interest rate that i should accept.. And do you get student loans from the bank, or do you get them through the school? Just because i know you dont have to pay those back til 6 months after graduation....... telll mee all ya know =))



Taking out a student loan?postage rate





I feel a bit differently about student loans. I think it is good to get them as long as you use them wisely. I do not think you should wipe out your savings, that seems nuts to me. Student loans do not count against you when you apply for other loans, they do not show up as part of the wages versus debt ratio, which is a great thing for your future. And having the money in savings will also help you get loans. You get student loans through a bank, and if you are ready to do so you can go to your school%26#039;s financial office and they will be able to help you get the ball rolling. It should be a pretty easy and painless process. I would recommend talking to the staff at your college after getting some questions together and Good Luck to you.



Taking out a student loan? loan



If you can avoid a student loan..do so. If not obtain one and make sure you consolidate immediately.



Can you get any financial aid? Such as pell grants or do work study?|||Try everything before going for a Student Loan. I don%26#039;t know what it is like in USA but here in UK it is difficult paying back, starting to get to grips with mine almost ten years after my first loan. It%26#039;s better than a credit card, though.|||I don%26#039;t know about students loans, because anybody and everybody that was born in Georgia can go to a state owned university or college free. You can get a student loan if you want to but it is not because you need it. All Georgians have the Hope Grant or Hope Scholorship, which is funded by the Georgia Lottery. 100% of that money is for georgia%26#039;s education.|||Lots of info here.

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