Is anyone using Charles Schwab banking services?

I currently use Bank of America for my banking needs and they are ok. But they do have some restrictions on their savings accounts such as having a minimum, only 3 withdrawls per month and other things as well. They also have very poor interest rates on their checking and savings accounts. Around 0.20% APY

Whereas Charles Schwab has no minimums on their accounts, no restrictions, no fees on the account, no ATM fees, and their interest rates are around 4% APY.

But when i ask all my friends and coworkers about Charles Schwab, none of them use their banking services. Is there something i%26#039;m missing about Charles Schwab, and is there any reasons i shouldn%26#039;t switch?

Is anyone using Charles Schwab banking services?inflation rate

A lot less services for the individual. Scwabb is more often used for investment banking and large accounts.

Try Commerce Bank